CASARIS HOME

Investment: Buy and Rent DRAFT v1

A Casaris comparison — model your buy → finance → rent return across the tracked property set. Research date: —

1 · Property ▸browse all + photos

2 · Financing ▸compare all lenders

20%

3 · Rental Income ▸see all comparables

Return on Equity
–
net income ÷ equity, per year
Net Cash Flow / yr
–
after tax & amortisation
Net Cash Flow / mo
–
what lands in your account
Gross Rental Yield
–
annual rent ÷ price

Break-even equity

–

Affordability check — "Tragbarkeit", the Swiss owner-occupier bank stress test

Uses your own income, independent of the rental scenario above — for when you (or a buyer) would live in the property rather than rent it out.

Cluster benchmark — vs. properties & comps matching on ZIP + room count

Buy to live in it, vs. renting a similar home — owner-occupier comparison

Uses the lender/term selected in the Financing card above (incl. any split), and the rent set in the Rental Income field as the "similar home" comparison — adjust that slider to test a different rent assumption. Swept across down payments from 20% to 50% — pick any row as your scenario.
2.5%
Money not spent on a down payment could instead be invested — this opportunity cost is what a "just renting and investing the difference" strategy would earn. Adjust to your own assumption; 0% treats the equity as otherwise sitting idle.

Calculation cascade

Net cash flow vs. equity %

Sweeps equity from the lender's minimum up to 50%, rate & rent held constant.
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